HSBC vs SYF: Which Is the Better Dividend Stock?
As of August 2026, HSBC and SYF are closely matched. HSBC offers the higher yield at 3.52%, SYF has the higher dividend-safety score, and HSBC trades at the larger discount to fair value (+18%).
| Metric | HSBC | SYF |
|---|---|---|
| Forward yield | 3.52% | 1.79% |
| Annual dividend | $3.75 | $1.36 |
| Payout ratio | 62% | 12% |
| Years of growth | 0 yr | 4 yr |
| 5-yr dividend growth | -13.8% | 5.5% |
| 5-yr total return | 302% | 52% |
| Dividend safety score | 70 (B) | 84 (A) |
| Fair value estimate | $125.96 | $24.26 |
| Upside to fair value | +18% | -68% |
| Frequency | quarterly | quarterly |
| Market cap | $369.9B | $25.3B |
| P/E ratio | 17.8 | 8.0 |
Higher yield
HSBC
3.52%
Safer dividend
SYF
Grade A
Faster growth
SYF
5.5%
Better value
HSBC
+18% upside
HSBC vs SYF — FAQ
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