SmarterDividends

ACP vs BAC: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. ACP offers the higher yield at 18.02%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricACPBAC
Forward yield18.02%1.83%
Annual dividend$0.93$1.12
Payout ratio141%26%
Years of growth0 yr12 yr
5-yr dividend growth-6.8%8.4%
5-yr total return-55%47%
Dividend safety score48 (D)85 (A)
Fair value estimate$7.02$101.75
Upside to fair value+36%+66%
Frequencymonthlyquarterly
Market cap$662.5M$424.0B
P/E ratio7.814.1

Higher yield

ACP

18.02%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

ACP vs BAC — FAQ

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