ACP vs BAC: Which Is the Better Dividend Stock?
As of Oct 27, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. ACP offers the higher yield at 15.90%, BAC has the higher dividend-safety score, and ACP looks like the better value (its fair-value estimate is 86% above its share price).
Key facts: ACP vs BAC
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Abrdn Income Credit Strategies Fund (ACP) has the higher forward dividend yield at 15.90%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 27, 2026, SmarterDividends grades ACP's dividend safety C (52/100) and BAC's A (87/100).
- By SmarterDividends' count as of Oct 27, 2026, ACP has raised its dividend for 0 consecutive years and BAC for 12.
- As of Oct 27, 2026, ACP pays out 154% of its earnings as dividends and BAC pays out 26%.
- As of Oct 27, 2026, ACP's fair-value estimate is 86% above its share price and BAC's fair-value estimate is 26% above its share price, so ACP looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ACP vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/acp-vs-bac
| Metric | ACP | BAC |
|---|---|---|
| Forward yield | 15.90% | 2.53% |
| Annual dividend | $0.66 | $1.28 |
| Payout ratio | 154% | 26% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | -6.8% | 8.4% |
| 5-yr total return | -61% | 14% |
| Dividend safety score | 52 (C) | 87 (A) |
| Fair value estimate | $7.71 | $63.43 |
| Upside to fair value | +86% | +26% |
| Frequency | monthly | quarterly |
| Market cap | $520.7M | $349.7B |
| P/E ratio | 6.8 | 12.1 |
Higher yield
ACP
15.90%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
ACP
+86% upside
ACP vs BAC — FAQ
Is ACP or BAC a better dividend stock?
On the data, BAC wins more head-to-head categories (6 vs 2). ACP offers the higher yield (15.90%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, ACP or BAC?
ACP has the higher forward dividend yield at 15.90%, versus 2.53% for BAC.
Is ACP or BAC safer?
BAC has the higher dividend-safety score (87/100 vs 52/100), reflecting stronger payout coverage and dividend-growth history.
Is ACP or BAC better value right now?
As of Oct 27, 2026, ACP looks like the better value: its fair-value estimate is 86% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.