ACV vs BAC: Which Is the Better Dividend Stock?
As of Oct 30, 2026, ACV and BAC are closely matched. ACV offers the higher yield at 10.72%, ACV has the higher dividend-safety score, and ACV looks like the better value (its fair-value estimate is 145% above its share price).
Key facts: ACV vs BAC
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Virtus Diversified Income & Convertible Fund (ACV) has the higher forward dividend yield at 10.72%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades ACV's dividend safety A (88/100) and BAC's A (87/100).
- By SmarterDividends' count as of Oct 30, 2026, ACV has raised its dividend for 0 consecutive years and BAC for 12.
- As of Oct 30, 2026, ACV pays out 35% of its earnings as dividends and BAC pays out 26%.
- As of Oct 30, 2026, ACV's fair-value estimate is 145% above its share price and BAC's fair-value estimate is 24% above its share price, so ACV looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "ACV vs BAC: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/acv-vs-bac
| Metric | ACV | BAC |
|---|---|---|
| Forward yield | 10.72% | 2.52% |
| Annual dividend | $2.58 | $1.28 |
| Payout ratio | 35% | 26% |
| Years of growth | 0 yr | 12 yr |
| 5-yr dividend growth | 1.5% | 8.4% |
| 5-yr total return | -30% | 12% |
| Dividend safety score | 88 (A) | 87 (A) |
| Fair value estimate | $59.09 | $63.43 |
| Upside to fair value | +145% | +24% |
| Frequency | monthly | quarterly |
| Market cap | $250.5M | $354.0B |
| P/E ratio | 3.9 | 12.2 |
Higher yield
ACV
10.72%
Safer dividend
ACV
Grade A
Faster growth
BAC
8.4%
Better value
ACV
+145% upside
ACV vs BAC — FAQ
Is ACV or BAC a better dividend stock?
ACV and BAC are closely matched. ACV has the higher yield; ACV scores better on safety.
Which has a higher dividend yield, ACV or BAC?
ACV has the higher forward dividend yield at 10.72%, versus 2.52% for BAC.
Is ACV or BAC safer?
ACV has the higher dividend-safety score (88/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is ACV or BAC better value right now?
As of Oct 30, 2026, ACV looks like the better value: its fair-value estimate is 145% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.