BAC vs BCH: Which Is the Better Dividend Stock?
As of Oct 19, 2026, BCH (Banco de Chile) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BCH offers the higher yield at 5.62%, BAC has the higher dividend-safety score, and BCH looks like the better value (its fair-value estimate is 67% above its share price).
Key facts: BAC vs BCH
Data as of · Source: SmarterDividends data
- As of Oct 19, 2026, Banco de Chile (BCH) has the higher forward dividend yield at 5.62%, versus 2.50% for Bank of America Corporation (BAC).
- As of Oct 19, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and BCH's C (53/100).
- By SmarterDividends' count as of Oct 19, 2026, BAC has raised its dividend for 12 consecutive years and BCH for 1.
- As of Oct 19, 2026, BAC pays out 26% of its earnings as dividends and BCH pays out 85%.
- As of Oct 19, 2026, BAC's fair-value estimate is 24% above its share price and BCH's fair-value estimate is 67% above its share price, so BCH looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BCH: Dividend Yield, Safety & Value Compared," updated Oct 19, 2026, https://smarterdividends.com/compare/bac-vs-bch
| Metric | BAC | BCH |
|---|---|---|
| Forward yield | 2.50% | 5.62% |
| Annual dividend | $1.28 | $2.19 |
| Payout ratio | 26% | 85% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | 20.3% |
| 5-yr total return | 15% | 105% |
| Dividend safety score | 87 (A) | 53 (C) |
| Fair value estimate | $63.43 | $65.15 |
| Upside to fair value | +24% | +67% |
| Frequency | quarterly | annual |
| Market cap | $358.2B | $19.7B |
| P/E ratio | 12.2 | 15.0 |
Higher yield
BCH
5.62%
Safer dividend
BAC
Grade A
Faster growth
BCH
20.3%
Better value
BCH
+67% upside
BAC vs BCH — FAQ
Is BAC or BCH a better dividend stock?
On the data, BCH wins more head-to-head categories (5 vs 3). BCH offers the higher yield (5.62%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or BCH?
BCH has the higher forward dividend yield at 5.62%, versus 2.50% for BAC.
Is BAC or BCH safer?
BAC has the higher dividend-safety score (87/100 vs 53/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BCH better value right now?
As of Oct 19, 2026, BCH looks like the better value: its fair-value estimate is 67% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.