BAC vs CB: Which Is the Better Dividend Stock?
As of Oct 24, 2026, CB (Chubb Limited) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.53%, CB has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: BAC vs CB
Data as of · Source: SmarterDividends data
- As of Oct 24, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.53%, versus 1.15% for Chubb Limited (CB).
- As of Oct 24, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CB's A (93/100).
- By SmarterDividends' count as of Oct 24, 2026, BAC has raised its dividend for 12 consecutive years and CB for 32.
- As of Oct 24, 2026, BAC pays out 26% of its earnings as dividends and CB pays out 14%.
- As of Oct 24, 2026, BAC's fair-value estimate is 25% above its share price and CB's fair-value estimate is 11% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CB: Dividend Yield, Safety & Value Compared," updated Oct 24, 2026, https://smarterdividends.com/compare/bac-vs-cb
| Metric | BAC | CB |
|---|---|---|
| Forward yield | 2.53% | 1.15% |
| Annual dividend | $1.28 | $4.08 |
| Payout ratio | 26% | 14% |
| Years of growth | 12 yr | 32 yr |
| 5-yr dividend growth | 8.4% | 4.0% |
| 5-yr total return | 14% | 98% |
| Dividend safety score | 87 (A) | 93 (A) |
| Fair value estimate | $63.43 | $394.46 |
| Upside to fair value | +25% | +11% |
| Frequency | quarterly | quarterly |
| Market cap | $353.6B | $137.0B |
| P/E ratio | 12.1 | 12.8 |
Higher yield
BAC
2.53%
Safer dividend
CB
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+25% upside
BAC vs CB — FAQ
Is BAC or CB a better dividend stock?
On the data, CB wins more head-to-head categories (5 vs 3). BAC offers the higher yield (2.53%), while CB has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or CB?
BAC has the higher forward dividend yield at 2.53%, versus 1.15% for CB.
Is BAC or CB safer?
CB has the higher dividend-safety score (93/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CB better value right now?
As of Oct 24, 2026, BAC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For CB, its fair-value estimate is 11% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.