BAC vs CBK: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. BAC offers the higher yield at 2.59%, BAC has the higher dividend-safety score, and CBK looks like the better value (its fair-value estimate is 52% above its share price).
Key facts: BAC vs CBK
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.59%, versus 1.47% for Commercial Bancgroup, Inc. (CBK).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and CBK for 0.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and CBK pays out 7%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and CBK's fair-value estimate is 52% above its share price, so CBK looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CBK: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-cbk
| Metric | BAC | CBK |
|---|---|---|
| Forward yield | 2.59% | 1.47% |
| Annual dividend | $1.28 | $0.48 |
| Payout ratio | 28% | 7% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 11% | — |
| Dividend safety score | 85 (A) | — |
| Fair value estimate | $63.64 | $49.58 |
| Upside to fair value | +29% | +52% |
| Frequency | quarterly | quarterly |
| Market cap | $341.0B | $447.8M |
| P/E ratio | 11.8 | 11.1 |
Higher yield
BAC
2.59%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
CBK
+52% upside
BAC vs CBK — FAQ
Is BAC or CBK a better dividend stock?
On the data, BAC wins more head-to-head categories (3 vs 2). BAC offers the higher yield (2.59%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or CBK?
BAC has the higher forward dividend yield at 2.59%, versus 1.47% for CBK.
Is BAC or CBK safer?
Compare each stock's payout ratio, growth streak and cut history on its detail page to judge safety.
Is BAC or CBK better value right now?
As of Nov 8, 2026, CBK looks like the better value: its fair-value estimate is 52% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.