BAC vs COF-PI: Which Is the Better Dividend Stock?
As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. COF-PI offers the higher yield at 6.97%, BAC has the higher dividend-safety score, and COF-PI trades at the larger discount to fair value (+54%).
| Metric | BAC | COF-PI |
|---|---|---|
| Forward yield | 2.00% | 6.97% |
| Annual dividend | $1.28 | $1.25 |
| Payout ratio | 26% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 52% | -32% |
| Dividend safety score | 85 (A) | 77 (B) |
| Fair value estimate | $89.85 | $27.68 |
| Upside to fair value | +39% | +54% |
| Frequency | quarterly | quarterly |
| Market cap | $451.0B | — |
| P/E ratio | 14.9 | 0.7 |
Higher yield
COF-PI
6.97%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
COF-PI
+54% upside
BAC vs COF-PI — FAQ
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