SmarterDividends

BAC vs CRD-A: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CRD-A offers the higher yield at 2.59%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACCRD-A
Forward yield2.22%2.59%
Annual dividend$1.28$0.32
Payout ratio26%64%
Years of growth12 yr3 yr
5-yr dividend growth8.4%8.8%
5-yr total return21%43%
Dividend safety score86 (A)69 (B)
Fair value estimate$91.91$12.99
Upside to fair value+59%+5%
Frequencyquarterlyquarterly
Market cap$403.7B$587.8M
P/E ratio13.326.3

Higher yield

CRD-A

2.59%

Safer dividend

BAC

Grade A

Faster growth

CRD-A

8.8%

Better value

BAC

+59% upside

BAC vs CRD-A — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.