SmarterDividends

BAC vs CRF: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CRF offers the higher yield at 22.33%, BAC has the higher dividend-safety score, and CRF trades at the larger discount to fair value (+89%).

MetricBACCRF
Forward yield2.05%22.33%
Annual dividend$1.28$1.41
Payout ratio26%127%
Years of growth12 yr1 yr
5-yr dividend growth8.4%-8.0%
5-yr total return48%-48%
Dividend safety score86 (A)55 (C)
Fair value estimate$90.46$12.18
Upside to fair value+44%+89%
Frequencyquarterlymonthly
Market cap$438.4B$1.1B
P/E ratio14.45.7

Higher yield

CRF

22.33%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

CRF

+89% upside

BAC vs CRF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.