BAC vs CRF: Which Is the Better Dividend Stock?
As of Oct 27, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CRF offers the higher yield at 25.25%, BAC has the higher dividend-safety score, and CRF looks like the better value (its fair-value estimate is 122% above its share price).
Key facts: BAC vs CRF
Data as of · Source: SmarterDividends data
- As of Oct 27, 2026, Cornerstone Total Return Fund, Inc. (CRF) has the higher forward dividend yield at 25.25%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 27, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CRF's C (52/100).
- By SmarterDividends' count as of Oct 27, 2026, BAC has raised its dividend for 12 consecutive years and CRF for 1.
- As of Oct 27, 2026, BAC pays out 26% of its earnings as dividends and CRF pays out 128%.
- As of Oct 27, 2026, BAC's fair-value estimate is 26% above its share price and CRF's fair-value estimate is 122% above its share price, so CRF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CRF: Dividend Yield, Safety & Value Compared," updated Oct 27, 2026, https://smarterdividends.com/compare/bac-vs-crf
| Metric | BAC | CRF |
|---|---|---|
| Forward yield | 2.53% | 25.25% |
| Annual dividend | $1.28 | $1.41 |
| Payout ratio | 26% | 128% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | -8.0% |
| 5-yr total return | 14% | -56% |
| Dividend safety score | 87 (A) | 52 (C) |
| Fair value estimate | $63.43 | $12.42 |
| Upside to fair value | +26% | +122% |
| Frequency | quarterly | monthly |
| Market cap | $349.7B | $951.8M |
| P/E ratio | 12.1 | 4.9 |
Higher yield
CRF
25.25%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
CRF
+122% upside
BAC vs CRF — FAQ
Is BAC or CRF a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). CRF offers the higher yield (25.25%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or CRF?
CRF has the higher forward dividend yield at 25.25%, versus 2.53% for BAC.
Is BAC or CRF safer?
BAC has the higher dividend-safety score (87/100 vs 52/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CRF better value right now?
As of Oct 27, 2026, CRF looks like the better value: its fair-value estimate is 122% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.