BAC vs ECC: Which Is the Better Dividend Stock?
As of Oct 25, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. ECC offers the higher yield at 27.38%, BAC has the higher dividend-safety score.
Key facts: BAC vs ECC
Data as of · Source: SmarterDividends data
- As of Oct 25, 2026, Eagle Point Credit Company (ECC) has the higher forward dividend yield at 27.38%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 25, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and ECC's D (47/100).
- By SmarterDividends' count as of Oct 25, 2026, BAC has raised its dividend for 12 consecutive years and ECC for 0.
Cite this page
SmarterDividends, "BAC vs ECC: Dividend Yield, Safety & Value Compared," updated Oct 25, 2026, https://smarterdividends.com/compare/bac-vs-ecc
| Metric | BAC | ECC |
|---|---|---|
| Forward yield | 2.53% | 27.38% |
| Annual dividend | $1.28 | $0.72 |
| Payout ratio | 26% | 2000% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 11.8% |
| 5-yr total return | 14% | -82% |
| Dividend safety score | 87 (A) | 47 (D) |
| Fair value estimate | $63.43 | — |
| Upside to fair value | +25% | — |
| Frequency | quarterly | monthly |
| Market cap | $350.0B | $349.8M |
| P/E ratio | 12.1 | — |
Higher yield
ECC
27.38%
Safer dividend
BAC
Grade A
Faster growth
ECC
11.8%
BAC vs ECC — FAQ
Is BAC or ECC a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 2). ECC offers the higher yield (27.38%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or ECC?
ECC has the higher forward dividend yield at 27.38%, versus 2.53% for BAC.
Is BAC or ECC safer?
BAC has the higher dividend-safety score (87/100 vs 47/100), reflecting stronger payout coverage and dividend-growth history.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.