SmarterDividends

BAC vs EICA: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. EICA offers the higher yield at 5.01%, BAC has the higher dividend-safety score, and EICA trades at the larger discount to fair value (+45%).

MetricBACEICA
Forward yield2.04%5.01%
Annual dividend$1.28$1.25
Payout ratio26%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return48%-2%
Dividend safety score86 (A)77 (B)
Fair value estimate$90.46$36.30
Upside to fair value+44%+45%
Frequencyquarterlymonthly
Market cap$436.3B
P/E ratio14.431.2

Higher yield

EICA

5.01%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

EICA

+45% upside

BAC vs EICA — FAQ

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