SmarterDividends

BAC vs FCT: Which Is the Better Dividend Stock?

As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. FCT offers the higher yield at 11.90%, BAC has the higher dividend-safety score, and FCT trades at the larger discount to fair value (+80%).

MetricBACFCT
Forward yield2.06%11.90%
Annual dividend$1.28$1.15
Payout ratio26%179%
Years of growth12 yr0 yr
5-yr dividend growth8.4%1.1%
5-yr total return47%-21%
Dividend safety score85 (A)58 (C)
Fair value estimate$90.29$17.44
Upside to fair value+45%+80%
Frequencyquarterlymonthly
Market cap$435.8B
P/E ratio14.422.0

Higher yield

FCT

11.90%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

FCT

+80% upside

BAC vs FCT — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.