BAC vs FDS: Which Is the Better Dividend Stock?
As of July 2026, BAC and FDS are closely matched. FDS offers the higher yield at 1.90%, FDS has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+63%).
| Metric | BAC | FDS |
|---|---|---|
| Forward yield | 1.83% | 1.90% |
| Annual dividend | $1.12 | $4.64 |
| Payout ratio | 26% | 29% |
| Years of growth | 12 yr | 26 yr |
| 5-yr dividend growth | 8.4% | 7.5% |
| 5-yr total return | 49% | -33% |
| Dividend safety score | 85 (A) | 89 (A) |
| Fair value estimate | $101.43 | $346.82 |
| Upside to fair value | +63% | +36% |
| Frequency | quarterly | quarterly |
| Market cap | $435.5B | $9.0B |
| P/E ratio | 14.3 | 16.8 |
Higher yield
FDS
1.90%
Safer dividend
FDS
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+63% upside
BAC vs FDS — FAQ
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