BAC vs GHY: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. GHY offers the higher yield at 11.44%, BAC has the higher dividend-safety score, and GHY trades at the larger discount to fair value (+123%).
| Metric | BAC | GHY |
|---|---|---|
| Forward yield | 2.29% | 11.44% |
| Annual dividend | $1.28 | $1.26 |
| Payout ratio | 26% | 101% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.0% |
| 5-yr total return | 21% | -28% |
| Dividend safety score | 86 (A) | 64 (C) |
| Fair value estimate | $91.91 | $25.08 |
| Upside to fair value | +59% | +123% |
| Frequency | quarterly | monthly |
| Market cap | $390.9B | $447.7M |
| P/E ratio | 12.9 | 8.7 |
Higher yield
GHY
11.44%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
GHY
+123% upside
BAC vs GHY — FAQ
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