BAC vs GRF: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC and GRF are closely matched. GRF offers the higher yield at 8.50%, BAC has the higher dividend-safety score, and GRF looks like the better value (its fair-value estimate is 136% above its share price).
Key facts: BAC vs GRF
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Eagle Capital Growth Fund, Inc. (GRF) has the higher forward dividend yield at 8.50%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and GRF's C (50/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and GRF for 2.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and GRF pays out 86%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and GRF's fair-value estimate is 136% above its share price, so GRF looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs GRF: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-grf
| Metric | BAC | GRF |
|---|---|---|
| Forward yield | 2.59% | 8.50% |
| Annual dividend | $1.28 | $0.85 |
| Payout ratio | 28% | 86% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 9.1% |
| 5-yr total return | 11% | 19% |
| Dividend safety score | 85 (A) | 50 (C) |
| Fair value estimate | $63.64 | $23.65 |
| Upside to fair value | +29% | +136% |
| Frequency | quarterly | annual |
| Market cap | $341.0B | $39.7M |
| P/E ratio | 11.8 | 10.1 |
Higher yield
GRF
8.50%
Safer dividend
BAC
Grade A
Faster growth
GRF
9.1%
Better value
GRF
+136% upside
BAC vs GRF — FAQ
Is BAC or GRF a better dividend stock?
BAC and GRF are closely matched. GRF has the higher yield; BAC scores better on safety.
Which has a higher dividend yield, BAC or GRF?
GRF has the higher forward dividend yield at 8.50%, versus 2.59% for BAC.
Is BAC or GRF safer?
BAC has the higher dividend-safety score (85/100 vs 50/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or GRF better value right now?
As of Nov 8, 2026, GRF looks like the better value: its fair-value estimate is 136% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.