BAC vs HFRO: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. HFRO offers the higher yield at 6.53%, BAC has the higher dividend-safety score, and HFRO trades at the larger discount to fair value (+64%).
| Metric | BAC | HFRO |
|---|---|---|
| Forward yield | 2.22% | 6.53% |
| Annual dividend | $1.28 | $0.46 |
| Payout ratio | 26% | 924% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | -12.7% |
| 5-yr total return | 21% | -38% |
| Dividend safety score | 86 (A) | 50 (C) |
| Fair value estimate | $91.91 | $11.57 |
| Upside to fair value | +59% | +64% |
| Frequency | quarterly | monthly |
| Market cap | $405.3B | $400.9M |
| P/E ratio | 13.4 | 145.2 |
Higher yield
HFRO
6.53%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
HFRO
+64% upside
BAC vs HFRO — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.