SmarterDividends

BAC vs IQI: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. IQI offers the higher yield at 7.47%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACIQI
Forward yield1.83%7.47%
Annual dividend$1.12$0.76
Payout ratio26%223%
Years of growth12 yr2 yr
5-yr dividend growth8.4%4.6%
5-yr total return47%-26%
Dividend safety score85 (A)54 (C)
Fair value estimate$101.75$11.30
Upside to fair value+66%+12%
Frequencyquarterlymonthly
Market cap$424.0B$535.2M
P/E ratio14.129.8

Higher yield

IQI

7.47%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs IQI — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.