SmarterDividends

BAC vs JEF: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JEF offers the higher yield at 3.41%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACJEF
Forward yield2.29%3.41%
Annual dividend$1.28$1.60
Payout ratio26%45%
Years of growth12 yr9 yr
5-yr dividend growth8.4%22.8%
5-yr total return21%17%
Dividend safety score86 (A)77 (B)
Fair value estimate$91.91$71.59
Upside to fair value+59%+49%
Frequencyquarterlyquarterly
Market cap$390.9B$9.3B
P/E ratio12.912.8

Higher yield

JEF

3.41%

Safer dividend

BAC

Grade A

Faster growth

JEF

22.8%

Better value

BAC

+59% upside

BAC vs JEF — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.