BAC vs JFR: Which Is the Better Dividend Stock?
As of Nov 8, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JFR offers the higher yield at 12.77%, BAC has the higher dividend-safety score, and JFR looks like the better value (its fair-value estimate is 75% above its share price).
Key facts: BAC vs JFR
Data as of · Source: SmarterDividends data
- As of Nov 8, 2026, Nuveen Floating Rate Income Fund (JFR) has the higher forward dividend yield at 12.77%, versus 2.59% for Bank of America Corporation (BAC).
- As of Nov 8, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and JFR's D (48/100).
- By SmarterDividends' count as of Nov 8, 2026, BAC has raised its dividend for 12 consecutive years and JFR for 0.
- As of Nov 8, 2026, BAC pays out 28% of its earnings as dividends and JFR pays out 201%.
- As of Nov 8, 2026, BAC's fair-value estimate is 29% above its share price and JFR's fair-value estimate is 75% above its share price, so JFR looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs JFR: Dividend Yield, Safety & Value Compared," updated Nov 8, 2026, https://smarterdividends.com/compare/bac-vs-jfr
| Metric | BAC | JFR |
|---|---|---|
| Forward yield | 2.59% | 12.77% |
| Annual dividend | $1.28 | $0.94 |
| Payout ratio | 28% | 201% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 10.1% |
| 5-yr total return | 11% | -29% |
| Dividend safety score | 85 (A) | 48 (D) |
| Fair value estimate | $63.64 | $12.80 |
| Upside to fair value | +29% | +75% |
| Frequency | quarterly | monthly |
| Market cap | $341.0B | — |
| P/E ratio | 11.8 | 15.0 |
Higher yield
JFR
12.77%
Safer dividend
BAC
Grade A
Faster growth
JFR
10.1%
Better value
JFR
+75% upside
BAC vs JFR — FAQ
Is BAC or JFR a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). JFR offers the higher yield (12.77%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or JFR?
JFR has the higher forward dividend yield at 12.77%, versus 2.59% for BAC.
Is BAC or JFR safer?
BAC has the higher dividend-safety score (85/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or JFR better value right now?
As of Nov 8, 2026, JFR looks like the better value: its fair-value estimate is 75% above its share price (undervalued). For BAC, its fair-value estimate is 29% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.