BAC vs JRI: Which Is the Better Dividend Stock?
As of Oct 23, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. JRI offers the higher yield at 15.00%, BAC has the higher dividend-safety score, and JRI looks like the better value (its fair-value estimate is 180% above its share price).
Key facts: BAC vs JRI
Data as of · Source: SmarterDividends data
- As of Oct 23, 2026, Nuveen Real Asset Income and Growth Fund (JRI) has the higher forward dividend yield at 15.00%, versus 2.51% for Bank of America Corporation (BAC).
- As of Oct 23, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and JRI's C (50/100).
- By SmarterDividends' count as of Oct 23, 2026, BAC has raised its dividend for 12 consecutive years and JRI for 2.
- As of Oct 23, 2026, BAC pays out 26% of its earnings as dividends and JRI pays out 109%.
- As of Oct 23, 2026, BAC's fair-value estimate is 24% above its share price and JRI's fair-value estimate is 180% above its share price, so JRI looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs JRI: Dividend Yield, Safety & Value Compared," updated Oct 23, 2026, https://smarterdividends.com/compare/bac-vs-jri
| Metric | BAC | JRI |
|---|---|---|
| Forward yield | 2.51% | 15.00% |
| Annual dividend | $1.28 | $1.60 |
| Payout ratio | 26% | 109% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 5.6% |
| 5-yr total return | 15% | -30% |
| Dividend safety score | 87 (A) | 50 (C) |
| Fair value estimate | $63.43 | $29.92 |
| Upside to fair value | +24% | +180% |
| Frequency | quarterly | monthly |
| Market cap | $357.2B | $386.6M |
| P/E ratio | 12.2 | 7.3 |
Higher yield
JRI
15.00%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
JRI
+180% upside
BAC vs JRI — FAQ
Is BAC or JRI a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 3). JRI offers the higher yield (15.00%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or JRI?
JRI has the higher forward dividend yield at 15.00%, versus 2.51% for BAC.
Is BAC or JRI safer?
BAC has the higher dividend-safety score (87/100 vs 50/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or JRI better value right now?
As of Oct 23, 2026, JRI looks like the better value: its fair-value estimate is 180% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.