BAC vs MCO: Which Is the Better Dividend Stock?
As of Nov 5, 2026, MCO (Moody's Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.48%, MCO has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 25% above its share price).
Key facts: BAC vs MCO
Data as of · Source: SmarterDividends data
- As of Nov 5, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.48%, versus 0.78% for Moody's Corporation (MCO).
- As of Nov 5, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and MCO's A (88/100).
- By SmarterDividends' count as of Nov 5, 2026, BAC has raised its dividend for 12 consecutive years and MCO for 16.
- As of Nov 5, 2026, BAC pays out 28% of its earnings as dividends and MCO pays out 25%.
- As of Nov 5, 2026, BAC's fair-value estimate is 25% above its share price and MCO's fair-value estimate is 19% below its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs MCO: Dividend Yield, Safety & Value Compared," updated Nov 5, 2026, https://smarterdividends.com/compare/bac-vs-mco
| Metric | BAC | MCO |
|---|---|---|
| Forward yield | 2.48% | 0.78% |
| Annual dividend | $1.28 | $4.12 |
| Payout ratio | 28% | 25% |
| Years of growth | 12 yr | 16 yr |
| 5-yr dividend growth | 8.4% | 10.9% |
| 5-yr total return | 12% | 26% |
| Dividend safety score | 87 (A) | 88 (A) |
| Fair value estimate | $63.43 | $419.05 |
| Upside to fair value | +25% | -19% |
| Frequency | quarterly | quarterly |
| Market cap | $349.9B | $89.0B |
| P/E ratio | 12.1 | 31.5 |
Higher yield
BAC
2.48%
Safer dividend
MCO
Grade A
Faster growth
MCO
10.9%
Better value
BAC
+25% upside
BAC vs MCO — FAQ
Is BAC or MCO a better dividend stock?
On the data, MCO wins more head-to-head categories (6 vs 2). BAC offers the higher yield (2.48%), while MCO has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or MCO?
BAC has the higher forward dividend yield at 2.48%, versus 0.78% for MCO.
Is BAC or MCO safer?
MCO has the higher dividend-safety score (88/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or MCO better value right now?
As of Nov 5, 2026, BAC looks like the better value: its fair-value estimate is 25% above its share price (undervalued). For MCO, its fair-value estimate is 19% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.