BAC vs MUC: Which Is the Better Dividend Stock?
As of Nov 12, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. MUC offers the higher yield at 6.42%, BAC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 26% above its share price).
Key facts: BAC vs MUC
Data as of · Source: SmarterDividends data
- As of Nov 12, 2026, BlackRock MuniHoldings California Quality Fund, Inc. (MUC) has the higher forward dividend yield at 6.42%, versus 2.53% for Bank of America Corporation (BAC).
- As of Nov 12, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and MUC's C (60/100).
- By SmarterDividends' count as of Nov 12, 2026, BAC has raised its dividend for 12 consecutive years and MUC for 2.
- As of Nov 12, 2026, BAC pays out 28% of its earnings as dividends and MUC pays out 67%.
- As of Nov 12, 2026, BAC's fair-value estimate is 26% above its share price and MUC's fair-value estimate is 3% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs MUC: Dividend Yield, Safety & Value Compared," updated Nov 12, 2026, https://smarterdividends.com/compare/bac-vs-muc
| Metric | BAC | MUC |
|---|---|---|
| Forward yield | 2.53% | 6.42% |
| Annual dividend | $1.28 | $0.64 |
| Payout ratio | 28% | 67% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 1.7% |
| 5-yr total return | 11% | -36% |
| Dividend safety score | 85 (A) | 60 (C) |
| Fair value estimate | $63.64 | $10.33 |
| Upside to fair value | +26% | +3% |
| Frequency | quarterly | monthly |
| Market cap | $349.6B | $1.3B |
| P/E ratio | 12.1 | 10.4 |
Higher yield
MUC
6.42%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+26% upside
BAC vs MUC — FAQ
Is BAC or MUC a better dividend stock?
On the data, BAC wins more head-to-head categories (7 vs 1). MUC offers the higher yield (6.42%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or MUC?
MUC has the higher forward dividend yield at 6.42%, versus 2.53% for BAC.
Is BAC or MUC safer?
BAC has the higher dividend-safety score (85/100 vs 60/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or MUC better value right now?
As of Nov 12, 2026, BAC looks like the better value: its fair-value estimate is 26% above its share price (undervalued). For MUC, its fair-value estimate is 3% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.