SmarterDividends

BAC vs PYPL: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. BAC offers the higher yield at 2.29%, BAC has the higher dividend-safety score, and PYPL trades at the larger discount to fair value (+105%).

MetricBACPYPL
Forward yield2.29%1.07%
Annual dividend$1.28$0.56
Payout ratio26%8%
Years of growth12 yr0 yr
5-yr dividend growth8.4%—
5-yr total return21%-77%
Dividend safety score86 (A)—
Fair value estimate$91.91$107.37
Upside to fair value+59%+105%
Frequencyquarterlyquarterly
Market cap$390.9B$44.8B
P/E ratio12.99.8

Higher yield

BAC

2.29%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

PYPL

+105% upside

BAC vs PYPL — FAQ

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