SmarterDividends

BAC vs RIV-PA: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. RIV-PA offers the higher yield at 7.17%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACRIV-PA
Forward yield2.22%7.17%
Annual dividend$1.28$1.50
Payout ratio26%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return21%
Dividend safety score86 (A)74 (B)
Fair value estimate$91.91$24.11
Upside to fair value+59%+15%
Frequencyquarterlyquarterly
Market cap$405.3B
P/E ratio13.4

Higher yield

RIV-PA

7.17%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs RIV-PA — FAQ

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