SmarterDividends

BAC vs RIV-PA: Which Is the Better Dividend Stock?

As of August 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. RIV-PA offers the higher yield at 6.73%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).

MetricBACRIV-PA
Forward yield2.07%6.73%
Annual dividend$1.28$1.50
Payout ratio26%
Years of growth12 yr0 yr
5-yr dividend growth8.4%
5-yr total return48%
Dividend safety score85 (A)77 (B)
Fair value estimate$102.45$24.11
Upside to fair value+65%+7%
Frequencyquarterlyquarterly
Market cap$434.8B
P/E ratio14.3

Higher yield

RIV-PA

6.73%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+65% upside

BAC vs RIV-PA — FAQ

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