BAC vs RMI: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 8 head-to-head metrics. RMI offers the higher yield at 7.61%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | RMI |
|---|---|---|
| Forward yield | 2.29% | 7.61% |
| Annual dividend | $1.28 | $1.07 |
| Payout ratio | 26% | 60% |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 0.6% |
| 5-yr total return | 21% | -33% |
| Dividend safety score | 86 (A) | 53 (C) |
| Fair value estimate | $91.91 | $14.13 |
| Upside to fair value | +59% | -3% |
| Frequency | quarterly | monthly |
| Market cap | $390.9B | $87.6M |
| P/E ratio | 12.9 | 7.6 |
Higher yield
RMI
7.61%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+59% upside
BAC vs RMI — FAQ
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