SmarterDividends

BAC vs RYAN: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 7 of 7 head-to-head metrics. BAC offers the higher yield at 2.29%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).

MetricBACRYAN
Forward yield2.29%1.44%
Annual dividend$1.28$0.52
Payout ratio26%68%
Years of growth12 yr1 yr
5-yr dividend growth8.4%—
5-yr total return21%7%
Dividend safety score86 (A)64 (C)
Fair value estimate$91.91$45.27
Upside to fair value+59%+12%
Frequencyquarterlyquarterly
Market cap$390.9B$9.4B
P/E ratio12.949.7

Higher yield

BAC

2.29%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+59% upside

BAC vs RYAN — FAQ

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