SmarterDividends

BAC vs SAN: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. SAN offers the higher yield at 2.05%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+66%).

MetricBACSAN
Forward yield1.83%2.05%
Annual dividend$1.12$0.28
Payout ratio26%25%
Years of growth12 yr4 yr
5-yr dividend growth8.4%
5-yr total return47%267%
Dividend safety score85 (A)63 (C)
Fair value estimate$101.75$19.81
Upside to fair value+66%+46%
Frequencyquarterlysemiannual
Market cap$424.0B$190.6B
P/E ratio14.113.5

Higher yield

SAN

2.05%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+66% upside

BAC vs SAN — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.