BAC vs VFL: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 7 head-to-head metrics. VFL offers the higher yield at 5.82%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+59%).
| Metric | BAC | VFL |
|---|---|---|
| Forward yield | 2.22% | 5.82% |
| Annual dividend | $1.28 | $0.60 |
| Payout ratio | 26% | 250% |
| Years of growth | 12 yr | 2 yr |
| 5-yr dividend growth | 8.4% | 3.2% |
| 5-yr total return | 21% | — |
| Dividend safety score | 86 (A) | 53 (C) |
| Fair value estimate | $91.91 | $7.61 |
| Upside to fair value | +59% | -26% |
| Frequency | quarterly | monthly |
| Market cap | $403.7B | $126.6M |
| P/E ratio | 13.3 | 43.0 |
Higher yield
VFL
5.82%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BAC
+59% upside
BAC vs VFL — FAQ
Related comparisons
See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.