SmarterDividends

ERC vs V: Which Is the Better Dividend Stock?

As of September 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. ERC offers the higher yield at 9.89%, V has the higher dividend-safety score, and ERC trades at the larger discount to fair value (+22%).

MetricERCV
Forward yield9.89%0.73%
Annual dividend$0.87$2.68
Payout ratio91%22%
Years of growth1 yr17 yr
5-yr dividend growth-5.5%14.9%
5-yr total return-34%74%
Dividend safety score59 (C)93 (A)
Fair value estimate$10.74$352.78
Upside to fair value+22%-4%
Frequencymonthlyquarterly
Market cap$248.0M$694.5B
P/E ratio9.331.5

Higher yield

ERC

9.89%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

ERC

+22% upside

ERC vs V — FAQ

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