SmarterDividends

ERC vs V: Which Is the Better Dividend Stock?

As of July 2026, V (Visa Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. ERC offers the higher yield at 9.56%, V has the higher dividend-safety score, and ERC trades at the larger discount to fair value (+17%).

MetricERCV
Forward yield9.56%0.75%
Annual dividend$0.87$2.68
Payout ratio91%22%
Years of growth1 yr17 yr
5-yr dividend growth-5.5%14.9%
5-yr total return-31%57%
Dividend safety score57 (C)92 (A)
Fair value estimate$10.74$348.88
Upside to fair value+17%-3%
Frequencymonthlyquarterly
Market cap$256.4M$685.7B
P/E ratio9.631.2

Higher yield

ERC

9.56%

Safer dividend

V

Grade A

Faster growth

V

14.9%

Better value

ERC

+17% upside

ERC vs V — FAQ

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