SmarterDividends
NWFL

Norwood Financial Corp.

NWFL26 yrs growth

Financial Services · Banks - Regional · Stock · quarterly payer

$35.64

Undervalued · +53% Add to Portfolio

Forward Yield

3.58%

Annual Dividend

$1.28

Payout Ratio

44%

5-Yr Growth

4.4%

Ex-Date

Oct 15, 2026

Frequency

Quarterly

Key facts about NWFL's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, Norwood Financial Corp. (NWFL) has a forward dividend yield of 3.58%, based on an annual dividend of $1.28 per share and a share price of $35.64.
  • As of Oct 30, 2026, NWFL's dividend safety grade from SmarterDividends is A (97 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, Norwood Financial Corp. (NWFL) has raised its dividend for 26 consecutive years as of Oct 30, 2026, which makes it a Dividend Aristocrat by the 25-year definition.
  • NWFL has never cut its regular dividend in the payment history SmarterDividends has on record.
  • NWFL's most recent ex-dividend date was Oct 15, 2026, for a dividend of $0.32 per share.
  • As of Oct 30, 2026, NWFL pays out 44% of its trailing 12-month earnings as dividends (its payout ratio).
  • NWFL's dividend has grown at an average rate of 4.4% a year over the past five years.
  • As of Oct 30, 2026, NWFL's 3.58% yield is 15% below its five-year average yield of 4.24%.
  • As of Oct 30, 2026, SmarterDividends' blended fair-value estimate for NWFL is $54.35 per share, 53% above the $35.64 share price, so NWFL screens as undervalued.
  • Norwood Financial Corp. (NWFL) pays its dividend quarterly, 4 times a year.
  • Norwood Financial Corp. (NWFL) has raised its regular dividend 28 times and cut it 0 times across the 110 payments on record since 1999. Its most recent change was a 3.2% increase to $0.320 per share, going ex-dividend on Jan 15, 2026.
  • Norwood Financial (NWFL) has declared its first higher dividend of the year in December in 5 of the last 5 years; its most recent raise, 3.2%, was declared on Dec 16, 2025.
Cite this page

SmarterDividends, "NWFL Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 30, 2026, https://smarterdividends.com/stocks/NWFL

Summary

As of Oct 30, 2026, Norwood Financial Corp. (NWFL) yields 3.58% ($1.28 a year per share), has a dividend safety grade of A (97/100) and has 26 consecutive years of dividend increases on record.

Is NWFL a good dividend stock?

Yes

Norwood Financial Corp. (NWFL) pays a quarterly dividend yielding 3.58% ($1.28/yr), with 26 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Dividend Aristocrat — 26 consecutive years of growth
  • Never cut its dividend on record
  • Comfortable payout ratio (44%)
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
3.58%
Payout Ratio
44%
Annual Dividend
$1.28
5-Yr Avg Growth
4.4%
Ex-Dividend Date
Oct 15, 2026
Years of Growth
26
Frequency
quarterly
Beta
0.55
Market Cap
$389.0M
P/E Ratio
12.8
5-Yr Total Return
35%
52-Week Range
$25.50 – $35.48
Dividend Safety
A · 97/100
Ever Cut?
No

NWFL dividend raises and cuts

Norwood Financial Corp. (NWFL) has raised its regular dividend 28 times and cut it 0 times across the 110 payments on record since 1999. Its most recent change was a 3.2% increase to $0.320 per share, going ex-dividend on Jan 15, 2026.

Ex-dateChangeOld → newMove
Jan 15, 2026Raise$0.310 → $0.320+3.2%
Jan 15, 2025Raise$0.300 → $0.310+3.3%
Jan 11, 2024Raise$0.290 → $0.300+3.4%
Jan 12, 2023Raise$0.280 → $0.290+3.6%
Jan 13, 2022Raise$0.260 → $0.280+7.7%
Jan 14, 2021Raise$0.250 → $0.260+4.0%
Jan 14, 2020Raise$0.240 → $0.250+4.2%
Jan 14, 2019Raise$0.220 → $0.240+9.1%
Oct 12, 2017Raise$0.213 → $0.220+3.1%
Jan 11, 2017Raise$0.207 → $0.213+3.2%
Apr 13, 2015Raise$0.200 → $0.207+3.3%
Jan 13, 2014Raise$0.193 → $0.200+3.4%
Show all 28 changes since 2000
Ex-dateChangeOld → newMove
Jul 11, 2013Raise$0.188 → $0.193+2.9%
Jan 11, 2013Raise$0.182 → $0.188+3.3%
Jan 11, 2012Raise$0.176 → $0.182+3.4%
Jan 12, 2011Raise$0.170 → $0.176+3.6%
Jan 13, 2010Raise$0.164 → $0.170+3.7%
Jan 13, 2009Raise$0.152 → $0.164+8.0%
Jan 11, 2008Raise$0.139 → $0.152+8.7%
Jan 12, 2007Raise$0.127 → $0.139+9.5%
Jul 12, 2006Raise$0.121 → $0.127+5.0%
Jan 11, 2006Raise$0.104 → $0.121+16.7%
Jan 12, 2005Raise$0.0981 → $0.104+5.9%
Jan 13, 2004Raise$0.0924 → $0.0981+6.2%
Jan 13, 2003Raise$0.0847 → $0.0924+9.1%
Jan 11, 2002Raise$0.0770 → $0.0847+10.0%
Jan 11, 2001Raise$0.0654 → $0.0770+17.6%
Jan 12, 2000Raise$0.0539 → $0.0654+21.4%
Every NWFL payment →Download every raise and cut (CSV)
NWFL ex-dividend date & scheduleNext ex-date Oct 15, 2026 · full ex-dividend historyView →NWFL dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is NWFL a good dividend stock?

Yes. Norwood Financial Corp. (NWFL) pays a quarterly dividend yielding 3.58% ($1.28/yr), with 26 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is NWFL undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, NWFL's fair value is about $54.35 versus a $35.64 share price — so it looks undervalued (+53% vs. fair value).

Is NWFL's dividend safe?

NWFL has a dividend-safety grade of A (97/100), based on its payout coverage, free-cash-flow, 26-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is NWFL's fair value?

Our blended fair-value estimate for NWFL is about $54.35 per share, roughly 53% above the current $35.64 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is NWFL a buy, hold, or sell?

We don't issue formal ratings, but on the data NWFL screens as "yes" and undervalued. Norwood Financial Corp. (NWFL) pays a quarterly dividend yielding 3.58% ($1.28/yr), with 26 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will NWFL cut its dividend?

NWFL earns a dividend-safety grade of A (97/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does NWFL pay a dividend?

Yes. Norwood Financial Corp. pays a quarterly dividend of about $1.28 per share annually, a forward yield of roughly 3.58%.

What is NWFL's dividend yield?

As of Oct 30, 2026, NWFL's forward dividend yield is 3.58%, based on a $1.28 annual dividend and a $35.64 share price.

What is NWFL's dividend per share?

As of Oct 30, 2026, NWFL pays $1.28 per share per year, distributed on a quarterly basis.

What is NWFL's dividend payout ratio?

As of Oct 30, 2026, NWFL's payout ratio is 44% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has NWFL grown its dividend?

As of Oct 30, 2026, NWFL has increased its dividend for 26 consecutive years.

When is the next NWFL ex-dividend date?

As of Oct 30, 2026, NWFL's next ex-dividend date hasn't been announced. The most recent was Oct 15, 2026, for $0.32 per share.

Income Calculator

At $1.28 / yr per share

Per payment (quarterly)$32.00
Annual$128.00
Monthly avg$10.67

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