MA vs NWFL: Which Is the Better Dividend Stock?
As of Oct 30, 2026, MA and NWFL are closely matched. NWFL offers the higher yield at 3.58%, NWFL has the higher dividend-safety score, and NWFL looks like the better value (its fair-value estimate is 53% above its share price).
Key facts: MA vs NWFL
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Norwood Financial Corp. (NWFL) has the higher forward dividend yield at 3.58%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades MA's dividend safety A (89/100) and NWFL's A (97/100).
- By SmarterDividends' count as of Oct 30, 2026, MA has raised its dividend for 14 consecutive years and NWFL for 26.
- As of Oct 30, 2026, MA pays out 18% of its earnings as dividends and NWFL pays out 44%.
- As of Oct 30, 2026, MA's fair-value estimate is 24% below its share price and NWFL's fair-value estimate is 53% above its share price, so NWFL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs NWFL: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ma-vs-nwfl
| Metric | MA | NWFL |
|---|---|---|
| Forward yield | 0.57% | 3.58% |
| Annual dividend | $3.48 | $1.28 |
| Payout ratio | 18% | 44% |
| Years of growth | 14 yr | 26 yr |
| 5-yr dividend growth | 13.7% | 4.4% |
| 5-yr total return | 98% | 35% |
| Dividend safety score | 89 (A) | 97 (A) |
| Fair value estimate | $483.05 | $54.35 |
| Upside to fair value | -24% | +53% |
| Frequency | quarterly | quarterly |
| Market cap | $556.9B | $389.0M |
| P/E ratio | 35.0 | 12.8 |
Higher yield
NWFL
3.58%
Safer dividend
NWFL
Grade A
Faster growth
MA
13.7%
Better value
NWFL
+53% upside
MA vs NWFL — FAQ
Is MA or NWFL a better dividend stock?
MA and NWFL are closely matched. NWFL has the higher yield; NWFL scores better on safety.
Which has a higher dividend yield, MA or NWFL?
NWFL has the higher forward dividend yield at 3.58%, versus 0.57% for MA.
Is MA or NWFL safer?
NWFL has the higher dividend-safety score (97/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or NWFL better value right now?
As of Oct 30, 2026, NWFL looks like the better value: its fair-value estimate is 53% above its share price (undervalued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.