BAC vs NWFL: Which Is the Better Dividend Stock?
As of Oct 30, 2026, NWFL (Norwood Financial Corp.) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. NWFL offers the higher yield at 3.58%, NWFL has the higher dividend-safety score, and NWFL looks like the better value (its fair-value estimate is 53% above its share price).
Key facts: BAC vs NWFL
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Norwood Financial Corp. (NWFL) has the higher forward dividend yield at 3.58%, versus 2.52% for Bank of America Corporation (BAC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and NWFL's A (97/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and NWFL for 26.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and NWFL pays out 44%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and NWFL's fair-value estimate is 53% above its share price, so NWFL looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs NWFL: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-nwfl
| Metric | BAC | NWFL |
|---|---|---|
| Forward yield | 2.52% | 3.58% |
| Annual dividend | $1.28 | $1.28 |
| Payout ratio | 26% | 44% |
| Years of growth | 12 yr | 26 yr |
| 5-yr dividend growth | 8.4% | 4.4% |
| 5-yr total return | 14% | 35% |
| Dividend safety score | 87 (A) | 97 (A) |
| Fair value estimate | $63.43 | $54.35 |
| Upside to fair value | +24% | +53% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $389.0M |
| P/E ratio | 12.2 | 12.8 |
Higher yield
NWFL
3.58%
Safer dividend
NWFL
Grade A
Faster growth
BAC
8.4%
Better value
NWFL
+53% upside
BAC vs NWFL — FAQ
Is BAC or NWFL a better dividend stock?
On the data, NWFL wins more head-to-head categories (5 vs 2). NWFL offers the higher yield (3.58%), while NWFL has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or NWFL?
NWFL has the higher forward dividend yield at 3.58%, versus 2.52% for BAC.
Is BAC or NWFL safer?
NWFL has the higher dividend-safety score (97/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or NWFL better value right now?
As of Oct 30, 2026, NWFL looks like the better value: its fair-value estimate is 53% above its share price (undervalued). For BAC, its fair-value estimate is 24% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.