SmarterDividends
SMBC

Southern Missouri Bancorp, Inc.

SMBC

Financial Services · Banks - Regional · Stock · quarterly payer

$71.84

Fairly valued · +0% Add to Portfolio

Forward Yield

1.50%

Annual Dividend

$1.08

Payout Ratio

16%

5-Yr Growth

9.9%

Ex-Date

Nov 13, 2026

Frequency

Quarterly

Key facts about SMBC's dividend

Data as of · Source: SmarterDividends data

  • As of Oct 30, 2026, Southern Missouri Bancorp, Inc. (SMBC) has a forward dividend yield of 1.50%, based on an annual dividend of $1.08 per share and a share price of $71.84.
  • As of Oct 30, 2026, SMBC's dividend safety grade from SmarterDividends is A (99 out of 100), which rates the dividend as very safe.
  • By SmarterDividends' count, Southern Missouri Bancorp, Inc. (SMBC) has raised its dividend for 14 consecutive years as of Oct 30, 2026.
  • SMBC has never cut its regular dividend in the payment history SmarterDividends has on record.
  • SMBC's next ex-dividend date is Nov 13, 2026, with payment on Nov 30, 2026. Shares must be owned before that date to receive the dividend.
  • As of Oct 30, 2026, SMBC pays out 16% of its trailing 12-month earnings as dividends (its payout ratio).
  • SMBC's dividend has grown at an average rate of 9.9% a year over the past five years.
  • As of Oct 30, 2026, SMBC's 1.50% yield is 14% below its five-year average yield of 1.74%.
  • As of Oct 30, 2026, SmarterDividends' blended fair-value estimate for SMBC is $71.85 per share, 0% above the $71.84 share price, so SMBC screens as fairly valued.
  • Southern Missouri Bancorp, Inc. (SMBC) pays its dividend quarterly, 4 times a year.
  • Southern Missouri Bancorp, Inc. (SMBC) has raised its regular dividend 18 times and cut it 0 times across the 126 payments on record since 1995. Its most recent change was a 8.0% increase to $0.270 per share, going ex-dividend on Aug 14, 2026.
  • Southern Missouri Bancorp (SMBC) has declared its first higher dividend of the year in July in 3 of the last 5 years; its most recent raise, 8.0%, was declared on Jul 21, 2026.
Cite this page

SmarterDividends, "SMBC Dividend: Yield, Safety Grade & Next Ex-Date," updated Oct 30, 2026, https://smarterdividends.com/stocks/SMBC

Summary

As of Oct 30, 2026, Southern Missouri Bancorp, Inc. (SMBC) yields 1.50% ($1.08 a year per share), has a dividend safety grade of A (99/100) and has 14 consecutive years of dividend increases on record.

Is SMBC a good dividend stock?

Yes

Southern Missouri Bancorp, Inc. (SMBC) pays a quarterly dividend yielding 1.50% ($1.08/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • 14 consecutive years of dividend growth
  • Never cut its dividend on record
  • Comfortable payout ratio (16%)
  • Strong 9.9% 5-yr dividend growth
  • Top-tier dividend safety score

Risks

  • Single-stock concentration risk — diversify

Key Data

Dividend Yield
1.50%
Payout Ratio
16%
Annual Dividend
$1.08
5-Yr Avg Growth
9.9%
Ex-Dividend Date
Nov 13, 2026
Years of Growth
14
Frequency
quarterly
Beta
0.87
Market Cap
$791.2M
P/E Ratio
10.6
5-Yr Total Return
32%
52-Week Range
$51.46 – $79.86
Dividend Safety
A · 99/100
Ever Cut?
No

SMBC dividend raises and cuts

Southern Missouri Bancorp, Inc. (SMBC) has raised its regular dividend 18 times and cut it 0 times across the 126 payments on record since 1995. Its most recent change was a 8.0% increase to $0.270 per share, going ex-dividend on Aug 14, 2026.

Ex-dateChangeOld → newMove
Aug 14, 2026Raise$0.250 → $0.270+8.0%
Aug 15, 2025Raise$0.230 → $0.250+8.7%
Aug 15, 2024Raise$0.210 → $0.230+9.5%
Aug 12, 2022Raise$0.200 → $0.210+5.0%
Aug 12, 2021Raise$0.160 → $0.200+25.0%
Feb 11, 2021Raise$0.150 → $0.160+6.7%
Aug 14, 2019Raise$0.130 → $0.150+15.4%
Aug 14, 2018Raise$0.110 → $0.130+18.2%
Aug 11, 2017Raise$0.100 → $0.110+10.0%
Aug 11, 2016Raise$0.0900 → $0.100+11.1%
Aug 12, 2015Raise$0.0850 → $0.0900+5.9%
Aug 13, 2014Raise$0.0800 → $0.0850+6.3%
Show all 18 changes since 2002
Ex-dateChangeOld → newMove
Aug 13, 2013Raise$0.0750 → $0.0800+6.7%
Aug 13, 2012Raise$0.0600 → $0.0750+25.0%
Aug 13, 2008Raise$0.0500 → $0.0600+20.0%
Aug 13, 2007Raise$0.0450 → $0.0500+11.1%
Aug 13, 2003Raise$0.0350 → $0.0450+28.6%
Aug 13, 2002Raise$0.0313 → $0.0350+12.0%
Every SMBC payment →Download every raise and cut (CSV)
SMBC ex-dividend date & scheduleNext ex-date Nov 13, 2026 · full ex-dividend historyView →SMBC dividend historyEvery payment, totals by year, raises and cutsView →

Frequently Asked Questions

Is SMBC a good dividend stock?

Yes. Southern Missouri Bancorp, Inc. (SMBC) pays a quarterly dividend yielding 1.50% ($1.08/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Is SMBC undervalued?

Based on a blend of discounted cash flow, a dividend-discount model and an earnings-multiple estimate, SMBC's fair value is about $71.85 versus a $71.84 share price — so it looks fairly valued (+0% vs. fair value).

Is SMBC's dividend safe?

SMBC has a dividend-safety grade of A (99/100), based on its payout coverage, free-cash-flow, 14-year growth streak, a clean no-cut history, debt and yield-versus-history.

What is SMBC's fair value?

Our blended fair-value estimate for SMBC is about $71.85 per share, roughly 0% above the current $71.84 price — combining a discounted cash flow, a dividend-discount model and an earnings multiple.

Is SMBC a buy, hold, or sell?

We don't issue formal ratings, but on the data SMBC screens as "yes" and fairly valued. Southern Missouri Bancorp, Inc. (SMBC) pays a quarterly dividend yielding 1.50% ($1.08/yr), with 14 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding. This is research for your own analysis, not investment advice.

Will SMBC cut its dividend?

SMBC earns a dividend-safety grade of A (99/100), with no dividend cut on record. A higher score means lower cut risk based on payout coverage, cash flow and history — but no score guarantees a dividend.

Does SMBC pay a dividend?

Yes. Southern Missouri Bancorp, Inc. pays a quarterly dividend of about $1.08 per share annually, a forward yield of roughly 1.50%.

What is SMBC's dividend yield?

As of Oct 30, 2026, SMBC's forward dividend yield is 1.50%, based on a $1.08 annual dividend and a $71.84 share price.

What is SMBC's dividend per share?

As of Oct 30, 2026, SMBC pays $1.08 per share per year, distributed on a quarterly basis.

What is SMBC's dividend payout ratio?

As of Oct 30, 2026, SMBC's payout ratio is 16% of trailing 12-month earnings — a comfortable level that leaves room to keep raising the dividend.

How many years has SMBC grown its dividend?

As of Oct 30, 2026, SMBC has increased its dividend for 14 consecutive years.

When is the next SMBC ex-dividend date?

As of Oct 30, 2026, the next ex-dividend date on record for SMBC is Nov 13, 2026.

SMBC Dividend News

SMBC
IncreaseSMBC·Aug 26, 2026

Southern Missouri Bancorp Raises Quarterly Dividend 8%

Southern Missouri Bancorp increased its quarterly dividend to $0.27 per share, extending its dividend-growth streak to 14 consecutive years.

Income Calculator

At $1.08 / yr per share

Per payment (quarterly)$27.00
Annual$108.00
Monthly avg$9.00

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