MA vs SMBC: Which Is the Better Dividend Stock?
As of Oct 30, 2026, SMBC (Southern Missouri Bancorp, Inc.) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. SMBC offers the higher yield at 1.50%, SMBC has the higher dividend-safety score, and SMBC looks like the better value (its fair-value estimate is 0% above its share price).
Key facts: MA vs SMBC
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Southern Missouri Bancorp, Inc. (SMBC) has the higher forward dividend yield at 1.50%, versus 0.57% for Mastercard Incorporated (MA).
- As of Oct 30, 2026, SmarterDividends grades MA's dividend safety A (89/100) and SMBC's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, MA has raised its dividend for 14 consecutive years and SMBC for 14.
- As of Oct 30, 2026, MA pays out 18% of its earnings as dividends and SMBC pays out 16%.
- As of Oct 30, 2026, MA's fair-value estimate is 24% below its share price and SMBC's fair-value estimate is 0% above its share price, so SMBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MA vs SMBC: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/ma-vs-smbc
| Metric | MA | SMBC |
|---|---|---|
| Forward yield | 0.57% | 1.50% |
| Annual dividend | $3.48 | $1.08 |
| Payout ratio | 18% | 16% |
| Years of growth | 14 yr | 14 yr |
| 5-yr dividend growth | 13.7% | 9.9% |
| 5-yr total return | 103% | 32% |
| Dividend safety score | 89 (A) | 99 (A) |
| Fair value estimate | $483.05 | $71.85 |
| Upside to fair value | -24% | +0% |
| Frequency | quarterly | quarterly |
| Market cap | $556.9B | $791.2M |
| P/E ratio | 35.0 | 10.6 |
Higher yield
SMBC
1.50%
Safer dividend
SMBC
Grade A
Faster growth
MA
13.7%
Better value
SMBC
+0% upside
MA vs SMBC — FAQ
Is MA or SMBC a better dividend stock?
On the data, SMBC wins more head-to-head categories (4 vs 3). SMBC offers the higher yield (1.50%), while SMBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, MA or SMBC?
SMBC has the higher forward dividend yield at 1.50%, versus 0.57% for MA.
Is MA or SMBC safer?
SMBC has the higher dividend-safety score (99/100 vs 89/100), reflecting stronger payout coverage and dividend-growth history.
Is MA or SMBC better value right now?
As of Oct 30, 2026, SMBC looks like the better value: its fair-value estimate is 0% above its share price (fairly valued). For MA, its fair-value estimate is 24% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.