MS vs SMBC: Which Is the Better Dividend Stock?
As of Oct 31, 2026, MS and SMBC are closely matched. MS offers the higher yield at 2.50%, SMBC has the higher dividend-safety score, and SMBC looks like the better value (its fair-value estimate is 2% above its share price).
Key facts: MS vs SMBC
Data as of · Source: SmarterDividends data
- As of Oct 31, 2026, Morgan Stanley (MS) has the higher forward dividend yield at 2.50%, versus 1.53% for Southern Missouri Bancorp, Inc. (SMBC).
- As of Oct 31, 2026, SmarterDividends grades MS's dividend safety A (82/100) and SMBC's A (99/100).
- By SmarterDividends' count as of Oct 31, 2026, MS has raised its dividend for 12 consecutive years and SMBC for 14.
- As of Oct 31, 2026, MS pays out 32% of its earnings as dividends and SMBC pays out 16%.
- As of Oct 31, 2026, MS's fair-value estimate is 13% below its share price and SMBC's fair-value estimate is 2% above its share price, so SMBC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "MS vs SMBC: Dividend Yield, Safety & Value Compared," updated Oct 31, 2026, https://smarterdividends.com/compare/ms-vs-smbc
| Metric | MS | SMBC |
|---|---|---|
| Forward yield | 2.50% | 1.53% |
| Annual dividend | $4.60 | $1.08 |
| Payout ratio | 32% | 16% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 22.4% | 9.9% |
| 5-yr total return | 94% | 32% |
| Dividend safety score | 82 (A) | 99 (A) |
| Fair value estimate | $160.88 | $71.85 |
| Upside to fair value | -13% | +2% |
| Frequency | quarterly | quarterly |
| Market cap | $288.4B | $778.6M |
| P/E ratio | 15.1 | 10.4 |
Higher yield
MS
2.50%
Safer dividend
SMBC
Grade A
Faster growth
MS
22.4%
Better value
SMBC
+2% upside
MS vs SMBC — FAQ
Is MS or SMBC a better dividend stock?
MS and SMBC are closely matched. MS has the higher yield; SMBC scores better on safety.
Which has a higher dividend yield, MS or SMBC?
MS has the higher forward dividend yield at 2.50%, versus 1.53% for SMBC.
Is MS or SMBC safer?
SMBC has the higher dividend-safety score (99/100 vs 82/100), reflecting stronger payout coverage and dividend-growth history.
Is MS or SMBC better value right now?
As of Oct 31, 2026, SMBC looks like the better value: its fair-value estimate is 2% above its share price (fairly valued). For MS, its fair-value estimate is 13% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.