BAC vs SMBC: Which Is the Better Dividend Stock?
As of Oct 30, 2026, SMBC (Southern Missouri Bancorp, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. BAC offers the higher yield at 2.52%, SMBC has the higher dividend-safety score, and BAC looks like the better value (its fair-value estimate is 24% above its share price).
Key facts: BAC vs SMBC
Data as of · Source: SmarterDividends data
- As of Oct 30, 2026, Bank of America Corporation (BAC) has the higher forward dividend yield at 2.52%, versus 1.50% for Southern Missouri Bancorp, Inc. (SMBC).
- As of Oct 30, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and SMBC's A (99/100).
- By SmarterDividends' count as of Oct 30, 2026, BAC has raised its dividend for 12 consecutive years and SMBC for 14.
- As of Oct 30, 2026, BAC pays out 26% of its earnings as dividends and SMBC pays out 16%.
- As of Oct 30, 2026, BAC's fair-value estimate is 24% above its share price and SMBC's fair-value estimate is 0% above its share price, so BAC looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs SMBC: Dividend Yield, Safety & Value Compared," updated Oct 30, 2026, https://smarterdividends.com/compare/bac-vs-smbc
| Metric | BAC | SMBC |
|---|---|---|
| Forward yield | 2.52% | 1.50% |
| Annual dividend | $1.28 | $1.08 |
| Payout ratio | 26% | 16% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 9.9% |
| 5-yr total return | 12% | 32% |
| Dividend safety score | 87 (A) | 99 (A) |
| Fair value estimate | $63.43 | $71.85 |
| Upside to fair value | +24% | +0% |
| Frequency | quarterly | quarterly |
| Market cap | $354.0B | $791.2M |
| P/E ratio | 12.2 | 10.6 |
Higher yield
BAC
2.52%
Safer dividend
SMBC
Grade A
Faster growth
SMBC
9.9%
Better value
BAC
+24% upside
BAC vs SMBC — FAQ
Is BAC or SMBC a better dividend stock?
On the data, SMBC wins more head-to-head categories (5 vs 3). BAC offers the higher yield (2.52%), while SMBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or SMBC?
BAC has the higher forward dividend yield at 2.52%, versus 1.50% for SMBC.
Is BAC or SMBC safer?
SMBC has the higher dividend-safety score (99/100 vs 87/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or SMBC better value right now?
As of Oct 30, 2026, BAC looks like the better value: its fair-value estimate is 24% above its share price (undervalued). For SMBC, its fair-value estimate is 0% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.