BAC vs SMBC: Which Is the Better Dividend Stock?
As of September 2026, SMBC (Southern Missouri Bancorp, Inc.) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. BAC offers the higher yield at 2.04%, SMBC has the higher dividend-safety score, and SMBC trades at the larger discount to fair value (+77%).
| Metric | BAC | SMBC |
|---|---|---|
| Forward yield | 2.04% | 1.39% |
| Annual dividend | $1.28 | $1.02 |
| Payout ratio | 26% | 16% |
| Years of growth | 12 yr | 14 yr |
| 5-yr dividend growth | 8.4% | 9.9% |
| 5-yr total return | 48% | 63% |
| Dividend safety score | 86 (A) | 98 (A) |
| Fair value estimate | $91.51 | $129.66 |
| Upside to fair value | +46% | +77% |
| Frequency | quarterly | quarterly |
| Market cap | $438.4B | $806.7M |
| P/E ratio | 14.5 | 11.4 |
Higher yield
BAC
2.04%
Safer dividend
SMBC
Grade A
Faster growth
SMBC
9.9%
Better value
SMBC
+77% upside
BAC vs SMBC — FAQ
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