Yiren Digital Ltd.
YRDFinancial Services · Stock · semiannual payer
$1.23
Add to PortfolioForward Yield
27.16%
Annual Dividend
$0.44
Payout Ratio
507%
5-Yr Growth
—
Ex-Date
Sep 30, 2025
Frequency
Semiannual
YRD Dividend Safety Score
40/ 100
Grade D
Risky
Dividend-growth streak1 consecutive years of growth
Cut historyCut its dividend in 2024
Earnings payout coverage507% of earnings paid out
Balance-sheet strengthDebt/equity of 0.53
Yield vs its historyYield is 6.9× its 5-yr average — elevated
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is YRD a good dividend stock?
Higher riskYiren Digital Ltd. (YRD) pays a semiannual dividend yielding 27.16% ($0.44/yr), with 1 year of growth and a dividend-safety grade of D. Treat the dividend with caution — recent cuts, a stretched payout or a falling price raise the risk.
Advantages
Risks
- Cut its dividend in 2024
- Elevated payout ratio (507%)
- Very high yield can signal elevated risk
- Share price is down over the past 5 years
- Below-average dividend safety score
Key Data
- Dividend Yield
- 27.16%
- Payout Ratio
- 507%
- Annual Dividend
- $0.44
- 5-Yr Avg Growth
- —
- Ex-Dividend Date
- Sep 30, 2025
- Years of Growth
- 1
- Frequency
- semiannual
- Beta
- 1.06
- Market Cap
- $107.6M
- P/E Ratio
- 13.7
- 5-Yr Total Return
- -80%
- 52-Week Range
- $1.21 – $7.68
- Dividend Safety
- D · 40/100
- Ever Cut?
- Yes (2024)
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Apr 30, 2025 | — | $0.2200 | regular |
| Sep 30, 2024 | — | $0.2000 | regular |
| Apr 27, 2018 | — | $0.2800 | regular |
| Sep 28, 2017 | — | $1.5000 | regular |
Income Calculator
At $0.44 / yr per share
Per payment (semiannual)$22.00
Annual$44.00
Monthly avg$3.67
