BAC vs YRD: Which Is the Better Dividend Stock?
As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. YRD offers the higher yield at 27.16%, BAC has the higher dividend-safety score.
| Metric | BAC | YRD |
|---|---|---|
| Forward yield | 2.05% | 27.16% |
| Annual dividend | $1.28 | $0.44 |
| Payout ratio | 26% | 507% |
| Years of growth | 12 yr | 1 yr |
| 5-yr dividend growth | 8.4% | — |
| 5-yr total return | 48% | -66% |
| Dividend safety score | 86 (A) | 40 (D) |
| Fair value estimate | $90.46 | — |
| Upside to fair value | +44% | — |
| Frequency | quarterly | semiannual |
| Market cap | $438.4B | — |
| P/E ratio | 14.4 | — |
Higher yield
YRD
27.16%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
BAC vs YRD — FAQ
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