SmarterDividends

HSBC vs YRD: Which Is the Better Dividend Stock?

As of September 2026, HSBC (HSBC Holdings plc) screens as the stronger dividend stock, winning 4 of 6 head-to-head metrics. YRD offers the higher yield at 27.16%, HSBC has the higher dividend-safety score.

MetricHSBCYRD
Forward yield3.62%27.16%
Annual dividend$3.75$0.44
Payout ratio54%507%
Years of growth0 yr1 yr
5-yr dividend growth-13.8%
5-yr total return303%-66%
Dividend safety score72 (B)40 (D)
Fair value estimate$137.47
Upside to fair value+31%
Frequencyquarterlysemiannual
Market cap$360.6B
P/E ratio14.8

Higher yield

YRD

27.16%

Safer dividend

HSBC

Grade B

Faster growth

HSBC

-13.8%

HSBC vs YRD — FAQ

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