SmarterDividends

MA vs YRD: Which Is the Better Dividend Stock?

As of July 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 6 head-to-head metrics. YRD offers the higher yield at 27.16%, MA has the higher dividend-safety score.

MetricMAYRD
Forward yield0.64%27.16%
Annual dividend$3.48$0.44
Payout ratio18%507%
Years of growth14 yr1 yr
5-yr dividend growth13.7%
5-yr total return57%-63%
Dividend safety score89 (A)40 (D)
Fair value estimate$558.71
Upside to fair value+3%
Frequencyquarterlysemiannual
Market cap$483.7B$109.4M
P/E ratio31.4

Higher yield

YRD

27.16%

Safer dividend

MA

Grade A

Faster growth

MA

13.7%

MA vs YRD — FAQ

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