SmarterDividends

AIG vs BAC: Which Is the Better Dividend Stock?

As of July 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 6 of 8 head-to-head metrics. AIG offers the higher yield at 2.53%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+65%).

MetricAIGBAC
Forward yield2.53%2.06%
Annual dividend$2.00$1.28
Payout ratio32%26%
Years of growth3 yr12 yr
5-yr dividend growth6.5%8.4%
5-yr total return45%49%
Dividend safety score82 (A)85 (A)
Fair value estimate$124.72$102.38
Upside to fair value+58%+65%
Frequencyquarterlyquarterly
Market cap$41.9B$435.5B
P/E ratio13.914.3

Higher yield

AIG

2.53%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+65% upside

AIG vs BAC — FAQ

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