SmarterDividends

AIG vs BAC: Which Is the Better Dividend Stock?

As of September 2026, AIG and BAC are closely matched. AIG offers the higher yield at 2.65%, BAC has the higher dividend-safety score, and AIG trades at the larger discount to fair value (+62%).

MetricAIGBAC
Forward yield2.65%2.29%
Annual dividend$2.00$1.28
Payout ratio34%26%
Years of growth3 yr12 yr
5-yr dividend growth6.5%8.4%
5-yr total return27%21%
Dividend safety score83 (A)86 (A)
Fair value estimate$121.80$91.91
Upside to fair value+62%+59%
Frequencyquarterlyquarterly
Market cap$39.4B$390.9B
P/E ratio13.812.9

Higher yield

AIG

2.65%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

AIG

+62% upside

AIG vs BAC — FAQ

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