SmarterDividends

AIG vs HSBC: Which Is the Better Dividend Stock?

As of September 2026, AIG (American International Group, Inc.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 3.74%, AIG has the higher dividend-safety score, and AIG trades at the larger discount to fair value (+62%).

MetricAIGHSBC
Forward yield2.65%3.74%
Annual dividend$2.00$3.75
Payout ratio34%54%
Years of growth3 yr0 yr
5-yr dividend growth6.5%-13.8%
5-yr total return27%239%
Dividend safety score83 (A)72 (B)
Fair value estimate$121.80$138.49
Upside to fair value+62%+36%
Frequencyquarterlyquarterly
Market cap$39.4B$343.1B
P/E ratio13.814.3

Higher yield

HSBC

3.74%

Safer dividend

AIG

Grade A

Faster growth

AIG

6.5%

Better value

AIG

+62% upside

AIG vs HSBC — FAQ

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