BAC vs BML-PJ: Which Is the Better Dividend Stock?
As of Nov 13, 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BML-PJ offers the higher yield at 6.41%, BAC has the higher dividend-safety score, and BML-PJ looks like the better value (its fair-value estimate is 96% above its share price).
Key facts: BAC vs BML-PJ
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Bank of America Corporation (BML-PJ) has the higher forward dividend yield at 6.41%, versus 2.53% for Bank of America Corporation (BAC).
- As of Nov 13, 2026, SmarterDividends grades BAC's dividend safety A (85/100) and BML-PJ's D (48/100).
- By SmarterDividends' count as of Nov 13, 2026, BAC has raised its dividend for 12 consecutive years and BML-PJ for 0.
- As of Nov 13, 2026, BAC's fair-value estimate is 26% above its share price and BML-PJ's fair-value estimate is 96% above its share price, so BML-PJ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs BML-PJ: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/bac-vs-bml-pj
| Metric | BAC | BML-PJ |
|---|---|---|
| Forward yield | 2.53% | 6.41% |
| Annual dividend | $1.28 | $1.23 |
| Payout ratio | 28% | — |
| Years of growth | 12 yr | 0 yr |
| 5-yr dividend growth | 8.4% | 5.9% |
| 5-yr total return | 11% | -22% |
| Dividend safety score | 85 (A) | 48 (D) |
| Fair value estimate | $63.64 | $37.65 |
| Upside to fair value | +26% | +96% |
| Frequency | quarterly | quarterly |
| Market cap | $348.5B | — |
| P/E ratio | 12.1 | 5.5 |
Higher yield
BML-PJ
6.41%
Safer dividend
BAC
Grade A
Faster growth
BAC
8.4%
Better value
BML-PJ
+96% upside
BAC vs BML-PJ — FAQ
Is BAC or BML-PJ a better dividend stock?
On the data, BAC wins more head-to-head categories (5 vs 2). BML-PJ offers the higher yield (6.41%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or BML-PJ?
BML-PJ has the higher forward dividend yield at 6.41%, versus 2.53% for BAC.
Is BAC or BML-PJ safer?
BAC has the higher dividend-safety score (85/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or BML-PJ better value right now?
As of Nov 13, 2026, BML-PJ looks like the better value: its fair-value estimate is 96% above its share price (undervalued). For BAC, its fair-value estimate is 26% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.