BML-PJ vs MA: Which Is the Better Dividend Stock?
As of Nov 13, 2026, MA (Mastercard Incorporated) screens as the stronger dividend stock, winning 5 of 7 head-to-head metrics. BML-PJ offers the higher yield at 6.41%, MA has the higher dividend-safety score, and BML-PJ looks like the better value (its fair-value estimate is 96% above its share price).
Key facts: BML-PJ vs MA
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Bank of America Corporation (BML-PJ) has the higher forward dividend yield at 6.41%, versus 0.53% for Mastercard Incorporated (MA).
- As of Nov 13, 2026, SmarterDividends grades BML-PJ's dividend safety D (48/100) and MA's A (89/100).
- By SmarterDividends' count as of Nov 13, 2026, BML-PJ has raised its dividend for 0 consecutive years and MA for 14.
- As of Nov 13, 2026, BML-PJ's fair-value estimate is 96% above its share price and MA's fair-value estimate is 23% below its share price, so BML-PJ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BML-PJ vs MA: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/bml-pj-vs-ma
| Metric | BML-PJ | MA |
|---|---|---|
| Forward yield | 6.41% | 0.53% |
| Annual dividend | $1.23 | $3.48 |
| Payout ratio | — | 18% |
| Years of growth | 0 yr | 14 yr |
| 5-yr dividend growth | 5.9% | 13.7% |
| 5-yr total return | -22% | 107% |
| Dividend safety score | 48 (D) | 89 (A) |
| Fair value estimate | $37.65 | $499.25 |
| Upside to fair value | +96% | -23% |
| Frequency | quarterly | quarterly |
| Market cap | — | $568.5B |
| P/E ratio | 5.5 | 34.1 |
Higher yield
BML-PJ
6.41%
Safer dividend
MA
Grade A
Faster growth
MA
13.7%
Better value
BML-PJ
+96% upside
BML-PJ vs MA — FAQ
Is BML-PJ or MA a better dividend stock?
On the data, MA wins more head-to-head categories (5 vs 2). BML-PJ offers the higher yield (6.41%), while MA has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BML-PJ or MA?
BML-PJ has the higher forward dividend yield at 6.41%, versus 0.53% for MA.
Is BML-PJ or MA safer?
MA has the higher dividend-safety score (89/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is BML-PJ or MA better value right now?
As of Nov 13, 2026, BML-PJ looks like the better value: its fair-value estimate is 96% above its share price (undervalued). For MA, its fair-value estimate is 23% below its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.