BML-PJ vs HBCYF: Which Is the Better Dividend Stock?
As of Nov 13, 2026, BML-PJ (Bank of America Corporation) screens as the stronger dividend stock, winning 3 of 5 head-to-head metrics. BML-PJ offers the higher yield at 6.41%, HBCYF has the higher dividend-safety score, and BML-PJ looks like the better value (its fair-value estimate is 96% above its share price).
Key facts: BML-PJ vs HBCYF
Data as of · Source: SmarterDividends data
- As of Nov 13, 2026, Bank of America Corporation (BML-PJ) has the higher forward dividend yield at 6.41%, versus 2.24% for HSBC Holdings plc (HBCYF).
- As of Nov 13, 2026, SmarterDividends grades BML-PJ's dividend safety D (48/100) and HBCYF's C (56/100).
- As of Nov 13, 2026, BML-PJ's fair-value estimate is 96% above its share price and HBCYF's fair-value estimate is 37% above its share price, so BML-PJ looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BML-PJ vs HBCYF: Dividend Yield, Safety & Value Compared," updated Nov 13, 2026, https://smarterdividends.com/compare/bml-pj-vs-hbcyf
| Metric | BML-PJ | HBCYF |
|---|---|---|
| Forward yield | 6.41% | 2.24% |
| Annual dividend | $1.23 | $0.40 |
| Payout ratio | — | 54% |
| Years of growth | 0 yr | 0 yr |
| 5-yr dividend growth | 5.9% | — |
| 5-yr total return | -22% | 214% |
| Dividend safety score | 48 (D) | 56 (C) |
| Fair value estimate | $37.65 | $24.43 |
| Upside to fair value | +96% | +37% |
| Frequency | quarterly | quarterly |
| Market cap | — | $305.3B |
| P/E ratio | 5.5 | 11.8 |
Higher yield
BML-PJ
6.41%
Safer dividend
HBCYF
Grade C
Faster growth
BML-PJ
5.9%
Better value
BML-PJ
+96% upside
BML-PJ vs HBCYF — FAQ
Is BML-PJ or HBCYF a better dividend stock?
On the data, BML-PJ wins more head-to-head categories (3 vs 2). BML-PJ offers the higher yield (6.41%), while HBCYF has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BML-PJ or HBCYF?
BML-PJ has the higher forward dividend yield at 6.41%, versus 2.24% for HBCYF.
Is BML-PJ or HBCYF safer?
HBCYF has the higher dividend-safety score (56/100 vs 48/100), reflecting stronger payout coverage and dividend-growth history.
Is BML-PJ or HBCYF better value right now?
As of Nov 13, 2026, BML-PJ looks like the better value: its fair-value estimate is 96% above its share price (undervalued). For HBCYF, its fair-value estimate is 37% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.