BAC vs CBU: Which Is the Better Dividend Stock?
As of September 2026, BAC and CBU are closely matched. CBU offers the higher yield at 3.00%, CBU has the higher dividend-safety score, and CBU trades at the larger discount to fair value (+90%).
| Metric | BAC | CBU |
|---|---|---|
| Forward yield | 2.15% | 3.00% |
| Annual dividend | $1.28 | $1.90 |
| Payout ratio | 26% | 44% |
| Years of growth | 12 yr | 9 yr |
| 5-yr dividend growth | 8.4% | 2.3% |
| 5-yr total return | 48% | -9% |
| Dividend safety score | 86 (A) | 96 (A) |
| Fair value estimate | $91.51 | $118.74 |
| Upside to fair value | +46% | +90% |
| Frequency | quarterly | quarterly |
| Market cap | $416.2B | $3.3B |
| P/E ratio | 13.7 | 14.7 |
Higher yield
CBU
3.00%
Safer dividend
CBU
Grade A
Faster growth
BAC
8.4%
Better value
CBU
+90% upside
BAC vs CBU — FAQ
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