SmarterDividends
CBU

Community Financial System, Inc.

CBU34 yrs growth

Financial Services · Stock · quarterly payer

Forward Yield

2.96%

Annual Dividend

$1.88

Payout Ratio

45%

5-Yr Growth

2.3%

Ex-Date

Jun 15, 2026

Frequency

Quarterly

CBU Dividend Safety Score

97/ 100
Grade A

Very Safe

Dividend-growth streak34 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage45% of earnings paid out
Yield vs its historyYield in line with its history

SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.

Dividend Growth

Total dividends per share by year

Is CBU a good dividend stock?

Yes

Community Financial System, Inc. (CBU) pays a quarterly dividend yielding 2.96% ($1.88/yr), with 34 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.

Advantages

  • Dividend Aristocrat — 34 consecutive years of growth
  • Never cut its dividend on record
  • Comfortable payout ratio (45%)
  • Top-tier dividend safety score

Risks

  • Share price is down over the past 5 years

Key Data

Dividend Yield
2.96%
Payout Ratio
45%
Annual Dividend
$1.88
5-Yr Avg Growth
2.3%
Ex-Dividend Date
Jun 15, 2026
Years of Growth
34
Frequency
quarterly
Beta
0.80
Market Cap
$3.3B
P/E Ratio
15.4
5-Yr Total Return
-16%
52-Week Range
$51.12 – $67.50
Dividend Safety
A · 97/100
Ever Cut?
No
CBU ex-dividend date & scheduleNext ex-date Jun 15, 2026 · full ex-dividend historyView →

Frequently Asked Questions

Income Calculator

At $1.88 / yr per share

Per payment (quarterly)$47.00
Annual$188.00
Monthly avg$15.67