
Community Financial System, Inc.
CBU34 yrs growthFinancial Services · Stock · quarterly payer
$63.45
Add to PortfolioForward Yield
2.96%
Annual Dividend
$1.88
Payout Ratio
45%
5-Yr Growth
2.3%
Ex-Date
Jun 15, 2026
Frequency
Quarterly
CBU Dividend Safety Score
97/ 100
Grade A
Very Safe
Dividend-growth streak34 consecutive years of growth
Cut historyNever cut its dividend on record
Earnings payout coverage45% of earnings paid out
Yield vs its historyYield in line with its history
SmarterDividends' proprietary score, backtested against which dividends were actually cut over 15+ years (0.78 AUC). It blends a validated cut-risk model (growth streak, cut history) with current payout, cash-flow and debt. Higher is safer · not investment advice.
Dividend Growth
Total dividends per share by year
Is CBU a good dividend stock?
YesCommunity Financial System, Inc. (CBU) pays a quarterly dividend yielding 2.96% ($1.88/yr), with 34 years of growth and a dividend-safety grade of A. It scores well across payout coverage, growth history and safety — a dependable income holding.
Advantages
- Dividend Aristocrat — 34 consecutive years of growth
- Never cut its dividend on record
- Comfortable payout ratio (45%)
- Top-tier dividend safety score
Risks
- Share price is down over the past 5 years
Key Data
- Dividend Yield
- 2.96%
- Payout Ratio
- 45%
- Annual Dividend
- $1.88
- 5-Yr Avg Growth
- 2.3%
- Ex-Dividend Date
- Jun 15, 2026
- Years of Growth
- 34
- Frequency
- quarterly
- Beta
- 0.80
- Market Cap
- $3.3B
- P/E Ratio
- 15.4
- 5-Yr Total Return
- -16%
- 52-Week Range
- $51.12 – $67.50
- Dividend Safety
- A · 97/100
- Ever Cut?
- No
Frequently Asked Questions
Dividend History
| Ex-Date | Pay Date | Amount | Type |
|---|---|---|---|
| Mar 16, 2026 | — | $0.4700 | regular |
| Dec 12, 2025 | — | $0.4700 | regular |
| Sep 12, 2025 | — | $0.4700 | regular |
| Jun 13, 2025 | — | $0.4600 | regular |
| Mar 14, 2025 | — | $0.4600 | regular |
| Dec 13, 2024 | — | $0.4600 | regular |
| Sep 13, 2024 | — | $0.4600 | regular |
| Jun 14, 2024 | — | $0.4500 | regular |
| Mar 14, 2024 | — | $0.4500 | regular |
| Dec 14, 2023 | — | $0.4500 | regular |
| Sep 14, 2023 | — | $0.4500 | regular |
| Jun 14, 2023 | — | $0.4400 | regular |
| Mar 14, 2023 | — | $0.4400 | regular |
| Dec 14, 2022 | — | $0.4400 | regular |
Income Calculator
At $1.88 / yr per share
Per payment (quarterly)$47.00
Annual$188.00
Monthly avg$15.67




