BAC vs CIB: Which Is the Better Dividend Stock?
As of Oct 25, 2026, CIB (Grupo Cibest S.A.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. CIB offers the higher yield at 4.08%, BAC has the higher dividend-safety score, and CIB looks like the better value (its fair-value estimate is 64% above its share price).
Key facts: BAC vs CIB
Data as of · Source: SmarterDividends data
- As of Oct 25, 2026, Grupo Cibest S.A. (CIB) has the higher forward dividend yield at 4.08%, versus 2.53% for Bank of America Corporation (BAC).
- As of Oct 25, 2026, SmarterDividends grades BAC's dividend safety A (87/100) and CIB's C (60/100).
- By SmarterDividends' count as of Oct 25, 2026, BAC has raised its dividend for 12 consecutive years and CIB for 4.
- As of Oct 25, 2026, BAC pays out 26% of its earnings as dividends and CIB pays out 31%.
- As of Oct 25, 2026, BAC's fair-value estimate is 25% above its share price and CIB's fair-value estimate is 64% above its share price, so CIB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "BAC vs CIB: Dividend Yield, Safety & Value Compared," updated Oct 25, 2026, https://smarterdividends.com/compare/bac-vs-cib
| Metric | BAC | CIB |
|---|---|---|
| Forward yield | 2.53% | 4.08% |
| Annual dividend | $1.28 | $4.00 |
| Payout ratio | 26% | 31% |
| Years of growth | 12 yr | 4 yr |
| 5-yr dividend growth | 8.4% | 66.6% |
| 5-yr total return | 14% | 208% |
| Dividend safety score | 87 (A) | 60 (C) |
| Fair value estimate | $63.43 | $161.17 |
| Upside to fair value | +25% | +64% |
| Frequency | quarterly | quarterly |
| Market cap | $350.0B | $23.1B |
| P/E ratio | 12.1 | 11.8 |
Higher yield
CIB
4.08%
Safer dividend
BAC
Grade A
Faster growth
CIB
66.6%
Better value
CIB
+64% upside
BAC vs CIB — FAQ
Is BAC or CIB a better dividend stock?
On the data, CIB wins more head-to-head categories (5 vs 3). CIB offers the higher yield (4.08%), while BAC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, BAC or CIB?
CIB has the higher forward dividend yield at 4.08%, versus 2.53% for BAC.
Is BAC or CIB safer?
BAC has the higher dividend-safety score (87/100 vs 60/100), reflecting stronger payout coverage and dividend-growth history.
Is BAC or CIB better value right now?
As of Oct 25, 2026, CIB looks like the better value: its fair-value estimate is 64% above its share price (undervalued). For BAC, its fair-value estimate is 25% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.