CIB vs HSBC: Which Is the Better Dividend Stock?
As of Oct 25, 2026, CIB (Grupo Cibest S.A.) screens as the stronger dividend stock, winning 5 of 8 head-to-head metrics. HSBC offers the higher yield at 4.14%, HSBC has the higher dividend-safety score, and CIB looks like the better value (its fair-value estimate is 64% above its share price).
Key facts: CIB vs HSBC
Data as of · Source: SmarterDividends data
- As of Oct 25, 2026, HSBC Holdings plc (HSBC) has the higher forward dividend yield at 4.14%, versus 4.08% for Grupo Cibest S.A. (CIB).
- As of Oct 25, 2026, SmarterDividends grades CIB's dividend safety C (60/100) and HSBC's B (72/100).
- By SmarterDividends' count as of Oct 25, 2026, CIB has raised its dividend for 4 consecutive years and HSBC for 0.
- As of Oct 25, 2026, CIB pays out 31% of its earnings as dividends and HSBC pays out 54%.
- As of Oct 25, 2026, CIB's fair-value estimate is 64% above its share price and HSBC's fair-value estimate is 52% above its share price, so CIB looks like the better value of the two on SmarterDividends' blended model.
Cite this page
SmarterDividends, "CIB vs HSBC: Dividend Yield, Safety & Value Compared," updated Oct 25, 2026, https://smarterdividends.com/compare/cib-vs-hsbc
| Metric | CIB | HSBC |
|---|---|---|
| Forward yield | 4.08% | 4.14% |
| Annual dividend | $4.00 | $3.75 |
| Payout ratio | 31% | 54% |
| Years of growth | 4 yr | 0 yr |
| 5-yr dividend growth | 66.6% | -13.8% |
| 5-yr total return | 208% | 228% |
| Dividend safety score | 60 (C) | 72 (B) |
| Fair value estimate | $161.17 | $137.57 |
| Upside to fair value | +64% | +52% |
| Frequency | quarterly | quarterly |
| Market cap | $23.1B | $310.1B |
| P/E ratio | 11.8 | 13.0 |
Higher yield
HSBC
4.14%
Safer dividend
HSBC
Grade B
Faster growth
CIB
66.6%
Better value
CIB
+64% upside
CIB vs HSBC — FAQ
Is CIB or HSBC a better dividend stock?
On the data, CIB wins more head-to-head categories (5 vs 3). HSBC offers the higher yield (4.14%), while HSBC has the stronger dividend-safety score. The right pick depends on whether you prioritise income, safety or value.
Which has a higher dividend yield, CIB or HSBC?
HSBC has the higher forward dividend yield at 4.14%, versus 4.08% for CIB.
Is CIB or HSBC safer?
HSBC has the higher dividend-safety score (72/100 vs 60/100), reflecting stronger payout coverage and dividend-growth history.
Is CIB or HSBC better value right now?
As of Oct 25, 2026, CIB looks like the better value: its fair-value estimate is 64% above its share price (undervalued). For HSBC, its fair-value estimate is 52% above its share price.
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See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.