SmarterDividends

BAC vs CSBB: Which Is the Better Dividend Stock?

As of September 2026, BAC (Bank of America Corporation) screens as the stronger dividend stock, winning 4 of 7 head-to-head metrics. CSBB offers the higher yield at 2.29%, BAC has the higher dividend-safety score, and BAC trades at the larger discount to fair value (+44%).

MetricBACCSBB
Forward yield2.04%2.29%
Annual dividend$1.28$1.80
Payout ratio26%29%
Years of growth12 yr4 yr
5-yr dividend growth8.4%
5-yr total return48%100%
Dividend safety score86 (A)80 (A)
Fair value estimate$90.46$104.69
Upside to fair value+44%+33%
Frequencyquarterlyquarterly
Market cap$438.3B$206.5M
P/E ratio14.513.6

Higher yield

CSBB

2.29%

Safer dividend

BAC

Grade A

Faster growth

BAC

8.4%

Better value

BAC

+44% upside

BAC vs CSBB — FAQ

See more dividend stock comparisons · data refreshes daily · for informational purposes only, not investment advice.